Clik here to view.
Inflation
Inflation is a real threat to pensioners. Inflation will reduce the value of your income unless you take measures to combat it. With retirement often stretching twenty to thirty years or more your...
View ArticleWills
Making a Will is absolutely essential for anyone who wishes to leave their affairs in order. Making a Will is one of the easiest ways to ensure the right people benefit from your estate and your wishes...
View ArticleIncome Drawdown
If you are looking to retire but don’t want to commit to a lifetime annuity just yet, income drawdown could be the answer. Income drawdown allows you to take your tax-free lump sum and then choose if...
View ArticleClik here to view.
Investment Strategy
Developing an investment strategy. In retirement you typically have four main investment objectives once you have established a short term cash reserve. Capital growth with no initial income. Some...
View ArticleTaxing Matters… (2013/14)
USE YOUR TAX ALLOWANCES Every individual has a personal allowance before paying Income Tax… Those of us born after 5th April 1948 have a personal allowance of £9,440 per annum in 2013/14 tax year....
View ArticleClive’s Corner: 2013/14
With a new financial year, comes new tax allowances. 2013/14 will see some of the tax thresholds tweaked upwards, as detailed in our updated Taxing Matters (2013/14) post. Clive The post Clive’s...
View ArticleLife Expectancy
As we get older, we live longer. Upon a first glance at the above, it would appear to be a statement of the obvious, but the truth runs deeper still. See the table below for example. At 50, the average...
View ArticleCracking the Tax Code
Recent research by accountants suggests as many as one in four of us could be paying the wrong amount of tax due to an incorrect tax code. An incorrect tax code could lead to a tax demand later, if you...
View ArticleClive’s Corner: New pension protection from the lifetime allowance
HM Revenue & Customs (HMRC) has announced two forms of protection to help those affected by the reduction in the pension lifetime allowance from £1.5 million to £1.25 million on 6 April 2014. The...
View ArticleClive’s Corner: Is inflation really going away?
Latest figures show the Consumers price Index (CPI) at 2.2% for the year to October 2013 down from 2.7% for the year to September 2013. The Retail Price Index (RPI) has fallen from 3.2% in September...
View ArticleClik here to view.
US energy groups soar after Opec agreement
The shares of large US energy groups shot up to their highest levels since last July on Wednesday after Opec agreed to the first production cut since the 2008 financial crisis. The S&P 500 energy...
View ArticleClik here to view.
Asia markets solid as oil continues to climb
Thursday 2.15am GMT Overview Markets across Asia look set for a day of solid gains as Japanese stocks benefited from a weaker yen, and as oil continued to trade higher following Opec’s decision to cut...
View ArticleInvestors favour corporate debt on stimulus hopes
Investors are buying up riskier corporate debt in a bet that US economic expansion will accelerate due to the boost of government stimulus and tax cuts proposed by president-elect Donald Trump....
View ArticleClik here to view.
Trump victory triggers rush to shed emerging market assets
Donald Trump’s victory in the US presidential election has sparked a rush to sell emerging market stocks and bonds on a scale not seen since the taper tantrum of 2013, the Institute of International...
View ArticleClik here to view.
VCTs slash fundraising levels
Investors face missing out on lucrative tax breaks as popular venture capital trusts cut yearly fundraising levels, warn wealth managers. The largest VCTs — listed funds which invest in early-stage...
View ArticleLabour to protect pensions ‘triple lock’ until 2025
©Reuters John McDonnell Labour has vowed to protect pensioner benefits, including the pensions “triple lock”, free bus passes and the winter fuel payment until 2025 in an attempt to dent the...
View ArticleChina slaps extra tax on super-luxury cars
China has slapped extra tax on super luxury cars such as Ferraris, Bentleys and Lamborghinis at the same time as the Communist party imposes new rules against conspicuous consumption by officials,...
View ArticleTom Stevenson: Four funds for my Isa in 2017
Telegraph financial columnist Tom Stevenson, who is also an investment director at Fidelity International, is veteran of the markets. He established his name as a City Editor in the Nineties but also...
View ArticleChina tightens control of international renminbi
China’s central bank will restrict cross-border renminbi transfers, according to a document obtained by the Financial Times, in a move that will help stem capital outflows but hinder Beijing’s efforts...
View ArticleQuestor: What awaits infrastructure funds as inflation and higher rates return?
Another type of asset that pays a reliable income, and has therefore been a popular choice among income seekers in the low interest rate environment, is infrastructure investment trusts. These listed...
View Article